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We estimate an insurer-speci…c preference function which rationalizes hospital referrals for privately-insured births in California. The function is additively separable in: a hospital price paid by the insurer, the distance traveled, and plan and...

Adapted from three lectures given in 2014:

• Keynote Address: Latin Amer. Econometric Soc. Meetings, Sao Paulo, November.
• Keynote Address: Society for Applied Dynamic Games, Amsterdam, July.
• The Cowles Lecture: N.A. Econometric Society, Minneapolis, June.